What is PMI & How Much Does it Cost?

If you’re purchasing a home for the first time, you may not be aware of other costs associated with buying a home in addition to monthly mortgage payments. One of those costs is private mortgage insurance, commonly referred to as PMI. For many homebuyers who have not been able to save for a big down payment, PMI can help them to still purchase a home instead of having to pay rent. Let’s look at homebuyers’ commonly asked questions about private mortgage insurance, what its purpose is, and when and how you can stop paying it.

Why You Should Refinance Your Home

Historically low interest rates — which hovered under 3% in the last week of 2021 — have lots of homeowners wondering if they should refinance their home. And in fact, home refinance became increasingly popular last year as more Americans elected to stay in their current homes rather than enter a highly competitive home buying market.

Top 5 Ways to Protect Your Business from Cybersecurity Threats

Cyberattacks cost American businesses and individuals billions of dollars in financial losses each year. In this blog, we’ll help you understand the cybersecurity threats you face and show you how to protect your business, employees, and customers from cyberattacks.

Should You Pay Your Kids for Good Grades?

Regardless of whether or not your child needs incentive to get good grades, there are several positive results that can come from paying them when they do well in school. Some students are naturally driven to get the best grades they can: the reward is the grade itself. For other children, especially for subjects they may not be particularly fond of, providing an additional incentive could have a major impact on their school performance.

Starting a Freelancing Career? Open a Business Bank Account

About 1 in 3 Americans have a part-time job on top of their full-time 9-to-5 job. It’s so common there’s a slang term for it: side hustle. Of the Americans who have one, almost 80% of them want their side hustle to become their only job. In essence, these Americans want to become freelancers: people who work for themselves instead of someone else. If working for yourself sounds good to you, you might want to start by opening a business bank account.