So you’re leaving your job to pursue new opportunities — congratulations! If you’ve been contributing to a 401(k) in your previous job, you want to make sure you’re safeguarding and optimizing that investment. Generally speaking, when you leave a job, but you’re not retiring, you have four options to address your 401(k) plan:
Farm owners put seemingly endless time, work and expertise into their land and business. Despite all their dedication, research from the U.S. Department of Agriculture’s National Agricultural Statistics Service shows 97% of the 2.1 million farms in the United States are family owned. But only 30% of those farms succeed to the next generation, and only 12% pass down to a third generation as a farm inheritance. The research also shows most farmers (69%) expected to pass down their farm to their heirs, but only 23% had made a farm estate planning strategy.
If you want to pass along your legacy to future generations, it’s never too early to begin planning the best way to transfer your family farm. Meet with experts, know your options, and put the pieces in place so their farm inheritance is secure.
You may have had the same credit card for a long time and don’t want to take on the hassle of changing it. Or you may have received an offer without reading the fine print. Even if you suspect you may currently have a credit card that’s not right for you, there’s always an opportunity to switch to a card that supports your financial goals. If you’re wondering how to spot an inferior credit card offer, we’ve outlined some of the most common signs.
Posted in: card, credit, excessive, fees, high, interest, rate
With the vast array of resources available online, many people are investing their time in self-development. While there are many valuable internet-based classes that charge a fee, we’ve outlined several free courses from reputable sources to help you become more financially savvy. Of course, you can also take advantage of free educational tools and tutorials on our website.
Posted in: Education, EVERFI, learning, management, money, Online, STEM, students
Parents and guardians want the best for their children, and in today’s world, the best often means some sort of higher education. While the cost of higher education can drastically vary, based on whether the child earns scholarships, goes for a two-year or a four-year degree, studies in their home state or elsewhere, or pursues postgraduate degrees, education can be a big investment. Many parents are left wondering how to save for a child’s education. One fail-safe suggestion for saving for college is to start early. How you choose to save is up to you.
Posted in: child, college, for, invest, savings