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Free Budgeting Apps for People New to Saving Money

From weight loss to time management to learning sign language, there’s a phone app out there to help you accomplish nearly anything. But how many apps on your phone can you say are helping you reach your goals on a daily basis? To help you get on track with your saving and budget goals, a free budget app may be just the guide you need. There are a lot of reputable budgeting apps available, and many of them are free (and FREE is great for someone on a budget).
young couple looking at paperwork

What Are Tax Brackets, and How Do They Work?

Understanding income tax brackets can be a difficult task for many taxpayers. But tax brackets are what determine how much taxable income taxpayers need to pay to the Internal Revenue Service each year. That’s why it’s important for everyone to learn about tax brackets, how they actually work, and which tax bracket they’re in, whether they’re married or single.
credit score gauge showing breakdown of scores

What Factors Affect My Credit Score

Let’s look at the numbers: 300, 850, 697. Those aren’t batting averages or bowling scores — they’re the lowest and highest credit score ranges, along with the average credit score in America, respectively. But what are the credit score factors that determine a credit score? What factors have the biggest impact? And what does and doesn’t affect your credit score?
older teen girl on laptop with debit card in hand

Should I Give My Kid a Debit Card?

If you’re a parent of a teenage child, you might already be assigning them household chores or yardwork in exchange for an allowance. And if you earned an allowance when you were a kid, you probably got paid by your parents in cold, hard cash. But for today’s teens, times have changed. Today, cash isn’t king — plastic is.
woman teaching kid about money piggy bank

How to Teach Your Kids About Money

It’s never too early to teach your children self-sufficiency and appreciation for what they have, especially when it comes to finances. But where (and when) do you even start? To help you navigate the subject, we’ve put together these 7 tips to teach your kids about money.

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