Many scams today rely less on hacking and more on human manipulation—a tactic known as
social engineering. In this blog, First National Bank and Trust explains how scammers use deception, urgency, and fear to trick people into revealing sensitive information through
phishing, pretexting, and baiting. By learning how these scams operate and following simple prevention steps—like verifying sources, avoiding suspicious links, and protecting login details—you can safeguard your personal and business finances.
The holiday season can be the most profitable time of year for small businesses—but it also brings challenges. With shoppers planning to spend less and start buying earlier, a solid marketing plan is key to standing out. In this post, we share practical strategies to help your business make the most of the season, from reviewing last year’s performance and improving customer experiences to using CRM tools and preparing your team for the rush.
FNBT offers Cash Management Services, Merchant Services, Digital Payments, and flexible financing options to help your business thrive through the holidays.
Discover how small businesses in southern Wisconsin and northern Illinois can give back while growing stronger. From partnering with local nonprofits to mentoring entrepreneurs, this blog outlines seven meaningful ways to invest in your community—and how doing so builds loyalty, visibility, and long-term success.
Protect your business from ACH fraud with FNBT. Learn how ACH Blocks & Filters, Positive Pay, and multi-factor authentication help safeguard accounts across Northern Illinois and Southern Wisconsin.
The job market is more competitive than ever. Offering key benefits to your employees helps retain and attract top talent.
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