Why bank with FNBT? We reward your trust with exclusive perks you won’t find at other local banks—earn points on everyday purchases, enjoy home loan fee discounts, and more!
Earn Points Every Time You Use Your Debit Card
Make the most of every purchase with your FNBT debit card and earn points every time you spend. The best part? You start earning rewards from your very first swipe—no extra steps are required. All you need to do is sign into your account to redeem your rewards. Points can be used for gift cards, merchandise, travel discounts, and other exciting rewards!
Checking Account Perks with 
BaZing benefits are included in the one Account and Privilege Plus checking accounts, offering a suite of perks that go way beyond traditional checking accounts. Explore BaZing benefits and discover how they can add more value to your everyday banking.
BaZing account holders unlock exclusive deals and online discounts at hundreds of retailers, including Walmart, Target, and Amazon. With so many incredible perks, it’s hard to list them all! Explore BaZing benefits today and see how your checking account can work harder for you.
Pair your debit card rewards with the everyday savings available with BaZing benefits and make your banking even more rewarding.
BaZing benefits are also available with the Bank at Work Program
Kids Get Cash for Good Grades
- Start your kid's First Choice Savings account by bringing in their school year report card to receive cash for each A or have the money deposited into the savings account.
- Parents can request the Good Grades cash award at the branch or online during the annual promotion, late May to mid-July.
FNBT provides banking and lending services throughout Southern Wisconsin and Northern Illinois. We have
branches conveniently in Beloit, Clinton, Argyle, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, WI and Rockton, Roscoe, and Winnebago, IL.