Why bank with FNBT? We want to reward you for being part of our customer family by offering additional benefits that other local banks don't have.
How Do You Get Rewarded?
FNBT rewards you in several ways: using your debit card, referring friends, submitting kids good grades, home loan fee discounts, and checking account perks.
Earn Rewards Points Several Ways
- Respond to debit card usage offers received in the mail
- Participate in offers sponsored by Mastercard®
- Shopping with major retailers in our Rewards Center
Checking Account Perks with 
Mortgage Loan Specials
Kids Get Cash for Good Grades
- Start your kid's First Choice Savings account by bringing in their school year report card to receive cash for each A or have the money deposited into the savings account.
- Parents can request the Good Grades cash award at the branch or online during the annual promotion, late May to mid-July.
- FNBT offers free, online courses and other resources for consumers and small businesses through our partner, EVERFI, Inc.
Not part of our family? FNBT provides banking and lending services throughout Southern Wisconsin and Northern Illinois. We have
branches conveniently in Beloit, Clinton, Argyle, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, WI and Rockton, Roscoe, and Winnebago, IL.