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Welcome to the best community bank!

We serve communities throughout Northern Illinois and Southern Wisconsin, including locations in Beloit, Roscoe, Janesville, Monroe, and the Stateline area.

Our new website is the gateway into a new online banking experience. We’ve designed it with one person in mind – you! From the prudent-minded to the fiscal adventurist, and everything in between, we offer everything you need to be good to your money. If you’re looking for a bank that’s a little different, bank with us. We’re really glad you’re here.

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Walworth State Bank Customers

Welcome Walworth State Bank Customers!

You may have heard that First National Bank and Trust Company will be coming to the Walworth, Delavan, Elkhorn, and Williams Bay areas. Get the most current information regarding this transaction.
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Sound Advice

Warren Buffett says the first rule of investing is not to lose money.

That’s wise advice from the billionaire investor. We’ll help you make sound financial decisions that are in harmony with your goals, values and dreams. That’s sound advice.

Financial Tools & Calculators

Sound Advice

Retirement Planning Checklist

It is a shocking statistic: An April 2015 survey by the Employee Benefit Research Institute found that nearly 43 percent of workers had total savings and investments of more than $25,000. A total of 28 percent said that they had less than $1,000 in savings.

How Much Do You Need to Retire?

Most people know that you need to save money for retirement. However, how many people know how much money they need to save? Do you?

Community Events & Outreach

Free Community Shred Event

At Winnebago Branch | 500 N Elida Street, Winnebago, Illinois on June 04

Office Pro will be on hand to ensure secure destruction of paper documents containing personal information. 

The bank recommends shredding receipts, bank statements, and unused credit card offers as Sound Advice to prevent identity fraud. This free service will be limited to six boxes of shred per person to allow all community members a chance to have their personal documents shred. 

Free Community Shred Event

At Clinton Branch | 500 Peck Avenue, Clinton, Wisconsin on June 10

Office Pro will be on hand to ensure secure destruction of paper documents containing personal information. 

The bank recommends shredding receipts, bank statements, and unused credit card offers as Sound Advice to prevent identity fraud. This free service will be limited to six boxes of shred per person to allow all community members a chance to have their personal documents shred. 

Recent Press Releases

Electronic Drives Announced for 2016

May 25, 2016

Beloit, Wisconsin – First National Bank and Trust will be hosting a series of Free Electronic Recycling Drives in partnership with Goodwill Industries of Northern Illinois. Goodwill will have a mobile unit on-site at three FNBT branches to help community members securely dispose of electronic devices. 

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Erica Strohm Joins FNBT

May 06, 2016

Beloit, WI - First National Bank and Trust Company (FNBT) is proud to welcome Erica Strohm as a Residential Loan Production Manager. In this role, Strohm is responsible for business development and building relationships in the community. She will also oversee the residential loan originators in the Walworth County, Wisconsin market.

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