What started as a family-run business more than 140 years ago continues to be a family-run business today.
Dependable: Rooted In Our Past
FNBT’s story began in 1882 in Beloit, Wisconsin. What started as an independently-owned community bank more than 140 years ago remains an independently-owned community bank today. Now we serve more than a dozen locations in Northern Illinois and Southern Wisconsin, managing $1.5 billion in assets. But no matter how big we grow, FNBT remains dedicated to the core values that got us here: helping the people and businesses of our communities succeed.
Approachable: Focused On The Present
At FNBT, we believe that a great bank starts with building great relationships. Our customers are with us for the long term, and they know that they can ask us any financial question, no matter how big or small. We listen to their story and offer just the right products and services for their family or business. Taking the time to build a strong relationship means that we can tailor our advice to your specific needs and goals.
Resilient: Ready For The Future
You never know what challenges the future will bring, but the right banking partner can help you overcome any obstacle in your way. At FNBT, we stand by our communities through good times and bad. You can trust that we’ll always put the best interests of you and your business first, and that we’ll keep innovating to make sure you have access to the best financial tools available. No matter what happens, we’re here for you.
Committed to our Communities
As a family-focused community bank, First National Bank and Trust is proud to partner with local educational, civic, and charitable organizations. If your organization would like to request a donation, or if you have a sponsorship opportunity for FNBT to consider, please complete and submit the online Charitable Contribution Request Form.
Our Performance
Independent ratings firms such as Bauer Financial continue to designate FNBT as a 4- or 5-Star Bank, thanks to many years of consistent earnings and sound banking practices. Check out our performance for yourself: