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ACH Origination

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Payments made simple...create electronic payments and deposits quickly and easily with Automated Clearing House (ACH) Services. First National Bank and Trust ACH Origination is the most cost effective and timely way to move money.

Move money efficiently with ACH Origination

​Automated Clearing House transactions are electronic debits and credits used to efficiently disburse employee payroll through direct deposit or electronically collect receipts through direct payment from any bank account in the United States.  


  • Lower Costs – you save money by eliminating manual work associated with payment and collection processes
  • Improved Cash Flow – quicker collection of payments means enhanced liquidity
  • Simplified Forecasting – You know the exact date of your funds transfers, simplifying daily funding decisions.
  • Enhanced Benefits and Customer Service – ACH services benefit your employees, customers, and vendors by eliminating manual work
  • Same Day ACH Available – (additional fees apply)
  • One time and recurring transactions can be set up
  • Works in conjunction with Business Online Banking
  • High Level Security
  • Senior Administrator Controls
  • Upload File Capabilities
  • Dual Control Capabilities