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How to Save for Your Child's College Costs

Parents and guardians want the best for their children, and in today’s world, the best often means some sort of higher education. While the cost of higher education can drastically vary, based on whether the child earns scholarships, goes for a two-year or a four-year degree, studies in their home state or elsewhere, or pursues postgraduate degrees, education can be a big investment. Many parents are left wondering how to save for a child’s education. One fail-safe suggestion for saving for college is to start early. How you choose to save is up to you.
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How Do Home Construction Loans Work?

Building a new house can be an exciting time. You’re preparing to customize your home to suit your needs exactly — maybe you’ve even been dreaming about this house for a long time. To help prepare you for financing a new build, we’ve outlined some key points of home construction loans, so you can move forward with more confidence.
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The Best Small Business Loans in Wisconsin

Small businesses are the lifeblood of our local economies throughout the state of Wisconsin. There are many different types of business loans that can help you reach your unique goals. As one of the top banks providing small business loans in Wisconsin, the team at First National Bank and Trust wants you to know more about the options available to find the best one to help your business thrive.
 
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What You Need to Know About Home Equity Loans

A home equity loan is also known as a second mortgage. This type of loan applies to people who have paid off a substantial portion of their first mortgage. As a homeowner, you may borrow against your equity in your home. If you then use the funds to extend or substantially improve the home, the interest on the loan may be tax-deductible, according to the Tax Cuts and Jobs Act of 2017.

Is Now the Time to Buy a House in Beloit, Wisconsin?

For many people in Rock County and the surrounding areas, the answer is yes. Despite any economic uncertainty caused by the COVID-19 pandemic, the market for Beloit houses has remained strong, thanks in large part to low interest rates and a booming local job market that has brought more young families to the area.

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