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Loan Payment Options

FNBT wants to make paying your loans quicker and easier by giving you digital options that work best for you. 
Whether you pay by mobile device or desktop, transfer funds from your FNBT account or another financial institution, or you prefer to mail or drop them off at your local FNBT branch.

Digital Banking

Make a payment by mobile device or Online Banking by transferring money from a FNBT account to your loan account. 


Make a loan payment any time, from anywhere, from a non-FNBT account e-check in our web payment center.

Mail or In Person

Mail your payment to 345 E Grand Ave, Beloit WI 53511 or visit your local branch to make a loan payment.

Questions & Answers for Digital Loan Payment Options

Q: How do I make a FNBT loan payment through Digital Banking?
A: You can transfer money from a FNBT account through Online Banking or the FNBT Mobile Banking App

Q: What is the cut-off time for making FNBT loan payments?
A: Loan payments from the Mobile App and Online Banking have to be submitted before 6:00 pm CST to post to the current date. Easy Pay payments made prior to 4pm CST on a business day will process/post the following business day. Payments made after 4pm CST on a business day will process/post in TWO business days

Q: What hours and days is the Easy Pay* web payment center available?
A: The Easy Pay* option is available 24/7/365 to make payments to your FNBT loans.

Q: Where do I find my FNBT loan account number to make a payment with Easy Pay?*
A: From the home page in the Mobile App or Online Banking after you log in. Click on the Account Name of the loan and select View Details to see your FNBT account number and additional loan information.

Q: Is there a fee for FNBT loan payments with the Easy Pay* option?
A: Starting January 1, 2024 the fee to make a payment is $7.50.

Q: Can I make a payment for any type of FNBT loan via the Mobile App, Online Banking, or Easy Pay?*
A: Yes, payments can be made with any of these methods for all types of loans, EXCEPT for amounts greater than the regular payment amount or full loan payoffs. These payments may be mailed, dropped off at a branch, or sent via wire transfer.

Q: Can I cancel or change a pending FNBT loan payment?
A: Yes, you can cancel or make changes in the FNBT Mobile Banking App or Online Banking. Follow steps from our Personal Online Desktop & Mobile Banking User Guide.

Q: How secure are my loan payments using the mobile app, Online Banking, or Easy Pay?*
A: Privacy of your personal information and financial assets are of primary concern to FNBT. We are dedicated to providing secure online financial transactions.

For more answers, use our Webchat.
Click on the green Chat icon and the chat window will open. Ask away!

*Easy Pay may be used to make electronic loan payments from a non-FNBT deposit account. payments made before 4:00pm CST on a business day are credited to your loan account the next business day. Payments made after 4pm CST on a business day are credited to your loan account in two business days.