First National Bank and Trust will be closed Monday, July 4 in observance of Independence Day.

During this time, it is Sound Advice to maintain a heightened awareness to protect your identity. Fraudulent attempts to compromise personal information is typically increased around holidays when people are traveling.

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With more than 130 years in the banking business, First National Bank and Trust is a local, family-focused community bank headquartered in Beloit, Wisconsin. FNBT serves communities throughout Northern Illinois and Southern Wisconsin, including locations in Beloit, Roscoe, Janesville, Monroe, Walworth, and the Stateline area.

From excellent customer service, to the best-in-class offerings, we treat our customers like family. As we see it, being involved is more than doing something nice for our neighbors - it's our responsibility to help our community grow by supporting the economic well-being and quality of life for everybody.

If you're looking for a bank that's a little different, bank with us.

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Sound Advice

Saving for a Down Payment on a Home

Owning a home instead of renting is often a wise financial move. It allows you to reduce your overall monthly costs while you build equity in real property. The biggest financial hurdle you face before you can buy a home is gathering cash for the down payment.

Saving for a Down Payment on a Home

Retirement Planning Checklist

The Employee Benefit Research Institute's April 2020 Retirement Confidence Survey reports that 7 in 10 workers are confident in their ability to live comfortably in retirement.

Retirement Planning Checklist

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Community Events & Outreach

Free Community Shred

At Beloit - Inman Pkwy on July 09

Paper Recovery will be on hand to ensure secure destruction of paper documents containing personal information. The bank recommends shredding receipts, bank statements, and unused credit card offers as Sound Advice to prevent identity fraud. This free service will be limited to six boxes of shred per person to allow all community members a chance to have their personal documents shred.

Free Community Shred Event

At Monroe on July 23

Shred-It will be on hand to ensure secure destruction of paper documents containing personal information.

The bank recommends shredding receipts, bank statements, and unused credit card offers as Sound Advice to prevent identity fraud. This free service will be limited to six boxes of shred per person to allow all community members a chance to have their personal documents shred.

Recent Press Releases

FNBT to Host Free Shred Day in Monroe

June 23, 2022

Beloit, WI – First National Bank and Trust (FNBT) has announced plans to host a free shred day at its Monroe, Wisconsin location. On Saturday, July 23, Shred-It will be on hand to ensure secure destruction of paper documents containing personal information. This free service, open to all community members, will be available from 9:00 am until noon at the FNBT branch located at 1625 10th St, Monroe, WI.

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FNBT Announces Promotions

June 03, 2022

Beloit, WI – First National Bank and Trust (FNBT) is pleased to announce the following promotions within the Residential Lending, Loan Operations, and Human Resources departments.