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Debit Card Rewards

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Our valuable, free program rewards you with points simply for using your FNBT Debit Mastercard® and referring friends and family! Your points can then be redeemed for merchandise or gifts.

Rewards Program

A rewards account will automatically be created for you when you open a FNBT checking account, so you can start earning points immediately with your FREE debit card. Just create a login for our Rewards Center at to view your earned reward points, check out available merchandise, and redeem your points whenever you're ready. We've made it that easy!
eDeposit snapshot for linking checking account
We'll notify you via email when new points have been added to your rewards account. For faster and easier access to your points, simply link your rewards account to your checking account(s) through the eDeposit feature. Take advantage of automatic depositing of your points into your rewards account. No entering your emailed certificate number into your account to deposit!

Easy Ways to Earn Points

  1. Use your FNBT personal Debit Mastercard®
  2. Refer friends or family to open a checking account with First National Bank and Trust
  3. Participate in special offers received in the mail

Redeem Points for Merchandise or Gifts

Debit Rewards Points Prizes

Sign into your rewards account at and redeem points for merchandise or gifts. There are a wide range of prizes to choose from, so you can redeem a small amount of points more often, or accumulate points for bigger prizes. What's even better? Your items will be shipped to your doorstep, at no charge to you!

Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from date of issuance. Points awarded per checking account. For ongoing card purchases – one point is awarded for every $100 spent with a signature transaction and one-half of a point is awarded for every $100 spent with a PIN transaction. Points awarded in relation to dollars spent subject to change without notice. Rewards Points vary by retailer. See for specific program terms.