Personal Loans & Lines

Whether indulging in life’s little luxuries or paying for an unforeseen financial emergency, your needs may vary. Consider us your cash cushion! When you borrow from FNBT, you are working with lenders who make every decision locally. That means funds are in your pocket sooner.

Benefits & Features

A personal loan gives you access to money you need for a big-ticket purchase or when you’re short on cash.

  • Competitive rates and favorable terms
  • Unsecured loans for personal needs or quick cash
  • Streamlined application process for quick approvals
  • Use FNBT savings or CDs as collateral for a secured loan
  • Easy online payment options through online banking or SameDayPay*

*SameDayPay may be used to make electronic loan payments from a non-FNBT account. Payments can be made immediately, set up in advance, or scheduled for recurring payments. Transactions can be monitored online and payments made before 4:30pm CST M-F are credited to your loan the same day. There is a $7.50 fee for each payment made using SameDayPay.

** Cars, trucks, SUVs, vans, recreational vehicles, campers, trailers, motorcycles, boats, jet skis.

*** Consult your tax advisor.