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Money Market Accounts

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​Money market accounts are a smart way to earn more on your savings while providing easy access to your money. With a First National Bank and Trust money market account, the more you save, the more you’ll earn with our tiered interest structure. Compare our two money market options below and pick the one that is right for you!

Compare Matrix and First Money Market Accounts

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Matrix Money Market

First Money Market

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Minimum opening balance



Tiered interest

6 interest yield levels

4 interest yield levels

Free online & mobile banking with eStatements

Unlimited deposits and in-person withdrawals

Free ATM card with access to surcharge-free ATMs through MoneyPass network

Monthly check images

6 free preauthorized or electronic withdrawals per month

Monthly service fee if daily balance falls below $2500 View Fee Schedule View Fee Schedule
Matrix Money Market and First Money Market savings accounts are available throughout Southern Wisconsin and Northern Illinois. Contact us to open a Money Market Account or visit any of our convenient locations in Beloit, Clinton, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, WI and Rockton, Roscoe, and Winnebago, IL.