Individual Retirement Account (IRA)

The future can have a way of sneaking up on you. It doesn't have to be that way! Make sure you're prepared and start saving for retirement with an Individual Retirement Account (IRA) from First National Bank and Trust. We offer both Traditional and Roth IRAs to help you meet your savings goals. Use our save for retirement calculator to set your goals.


Traditional & Roth IRAs

Traditional IRA

Contributions may be tax deductible, and earnings can grow tax-deferred until you withdraw them during retirement.


Roth IRA

Contributions are made with after-tax money, which may then grow tax-free. Withdrawals during retirement are also tax-free in most cases.


Get Your Retirement Savings on Track

FNBT offers Traditional and Roth IRA accounts throughout Southern Wisconsin and Northern Illinois. Contact us to open an Individual Retirement Account or visit any of our convenient locations in Beloit, Clinton, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, WI and Rockton, Roscoe, and Winnebago, IL.