Perhaps the greatest advantage of First National Bank and Trust's personal online banking and free online bill pay service is convenience. Yep, you can do ALL your online banking from the convenience of your computer or mobile device…anytime, anywhere. Oh, and paying bills or sending money to a friend? With Pay a Friend, you can do that too! Convenience can’t be overrated. Can’t go to your bank? Let it come to you! First National Bank and Trust's online banking allows you to take control of your finances in a safe and secure way anywhere, anytime!