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Debit Card Overdraft Service


When added to Standard Overdraft Service, everyday debit card and ATM transactions may be covered. You must opt-in to take advantage of this service.

If you have multiple accounts, please submit a form with your decision for each individual account. Your decision will be effective the next business day if submitted prior to 5:00pm CST.

Please note that you and any authorized accountholder can change your overdraft service decision at any time using the contact options listed above. This is only applicable for your consumer deposit account. For more information about your overdraft services visit www.bankatfirstnational.com/overdraftservices and read the What You Need to Know about Overdraft & Overdraft Fees disclosure.