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FNBT Welcomes Two New Members to it's Credit Services Team

Release date: 11/21/2023

Beloit, WI, November 21, 2023First National Bank and Trust (FNBT), is pleased to announce the addition of two new members to its credit services team, Kerry Fox and Dan Kennedy.

Kerry FoxKerry Fox, who joined FNBT in September 2023 as Vice President and Credit Manager, brings over 25 years of financial services expertise to her new role. Her responsibilities include overseeing credit analysts, maintaining consistency, and reviewing credit analyses. Kerry comes to FNBT with an extensive background in credit anaylisis and commercial underwriting including most recently as credit manager at another area financial institution. Kerry earned a Bachelor of Business Administration in Management from Adrian College in Michigan and has participated in various credit and loan specialization training programs. In her free time, Kerry vouluenteers at Life Church in Roscoe and enjoys spending time with her husband Matt and their two children.

Dan KennedyDan Kennedy joined FNBT in October of 2023 as Senior Credit Analyst and Officer. Dan graduated from Rockford University with a degree in art history. He brings with him 20 years of credit experience in the banking industry. As a Senior Credit Analyst, Dan is responsible for completing cash flow analyses, borrower risk assessments, and underwriting. Outside of work, Dan enjoys golfing, hiking, and spending time with his wife Paula and their son.

First National Bank and Trust Company:
First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services, investment management, brokerage and insurance. We now serve nearly 30,000 households in 13 communities and 16 locations in Southern Wisconsin and Northern Illinois with assets of approximately $1.5 billion. We treat our customers, employees, shareholders and communities like family, with a goal of helping all our families succeed. Providing Sound Advice and delivering an exceptional experience has positioned First National Bank and Trust as a Stateline leader in the industry. For additional information, visit

First National Bank and Trust: “Give us a try. We’ll treat you like family.”