Banking solutions to keep up with your growing business

Solutions Checking

Provides the solutions you need to stay competitive and flexible benefits to manage your bottom line
 


Earn up to $250
with Promo Code FAMILY
details below

Apply Now
  • $100 opening deposit
  • 300 free monthly transaction items
  • $0.60 per transaction item beginning at 301
  • Free Gold Business Online Banking
  • Free standard ACH
  • Two free personal one accounts
$30 monthly service fee

Originated ACH debit/credit transactions $0.12 each

Free Business Checking

Basic business checking account with no minimum balance or monthly fee when you enroll in electronic statements
 


Earn up to $250
with Promo Code FAMILY
details below

Apply Now
  • $100 opening deposit
  • 200 free monthly transaction items
  • $0.40 per transaction item 201-250
  • $0.60 per transaction item beginning at 251

$3 paper statement delivery fee
This fee is waived with electronic statements

Business Interest Checking

An affordable account for sole proprietors and non-profits that gives you a return on your balance
 


Earn up to $250
with Promo Code FAMILY
details below

Apply Now
  • $100 opening deposit
  • 250 free monthly transaction items
  • $0.60 per transaction item beginning at 251
  • Earns interest with $1,500 daily minimum balance

$12.95 (for profit) monthly service fee; $8.70 (not for profit) monthly service fee
This fee is waived with a daily balance of $2,500 and above

$3 paper statement delivery fee
This fee is waived with electronic statements

EARN UP TO $250

when you open a new FNBT Business Checking Account
and use Promo Code FAMILY

GET $100

Open Account1

GET $50

Add Remote Deposit Capture2

GET $50

Add ACH Services3

GET $50

Add Merchant Services4


Looking for a business loan? 

GET 50% OFF OR UP TO $300

on Business Loan Closing Costs5

We specialize in:
Commercial Real Estate Loans
Working Capital
Equipment Loans
Seasonal Purchases
Construction Loans
Agricultural Loans
Benefits:
Local decision-making and processing
Competitive interest rates
Multiple financing options
Easy online payments

 













 

 

We have been with FNB for 20+ years. They are an excellent business bank!

- Ted L.

They do what they say they are going to do and the employees are always very nice and welcoming. Great bank!

- Kim J

Changed my perception about local banks! Examples of going the extra mile and personal service! Great team working there.

- Somy M.

This bank is amazing and wonderful.

- Valerie A.

Focused on

FAMILY BUSINESS

because we are one!

Give us a call.

(800) 667-4401 

1 To qualify for the $100 incentive, a new business checking account must be funded with a $5,000 balance within the first 90 days of account opening. Account must be opened between April 26, 2019 and June 30, 2019. Business checking account must remain open with an average balance of $5,000 for you to receive incentive, which will be credited to the eligible account on October 1, 2019. New account will not be eligible for offer if any signer has signing authority on an existing FNBT business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months. If multiple accounts are opened with the same signers, only one account will be eligible for the incentive.

2 To receive additional $50 incentive offer for Remote Deposit Capture, business must open Remote Deposit Capture service and remain open and active until October 1, 2019 to receive $50 incentive by October 1, 2019.

3 To receive additional $50 incentive offer for ACH Services, business must set up ACH Services and remain open and active until October 1, 2019, $50 incentive will be added to your incentive amount on October 1, 2019.

4 To receive additional $50 incentive offer for Merchant Services, business must set up and remain open and active until October 1, 2019, $50 incentive will be added to your incentive amount on October 1, 2019.

5 Offer good with the opening of a new FNBT small business loan only. All loans are subject to credit approval and program guidelines. Business checking account required to receive closing cost discount.

All incentives will be identified as “Cash Incentive” on your monthly statement. The value of the incentives may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Please consult your tax advisor regarding your specific situation.
 


Copyright © 2019 First National Bank and Trust
Member FDIC, Equal Housing Lender