From weight loss to time management to learning sign language, there’s a phone app out there to help you accomplish nearly anything. But how many apps on your phone can you say are helping you reach your goals on a daily basis? To help you get on track with your saving and budget goals, a free budget app may be just the guide you need. There are a lot of reputable budgeting apps available, and many of them are free (and FREE is great for someone on a budget).