How to Maximize Savings and Protection With Bazing Biz Benefits
Get savings, security, and perks with FNBT Business Checking accounts and BaZing Biz benefits. Support your business with our trusted banking solutions.
Get more out of your business checking account with BaZing Biz benefits. Designed to go beyond traditional banking perks, these unique benefits add extra value to your banking experience.
Owning a business can be challenging, especially when managing expenses and working on securing your business's data. That's where First National Bank and Trust has your back — with benefits designed to save you time and money and defend your business against fraud.
For more than 140 years, FNBT has proudly served customers across Southern Wisconsin and Northern Illinois. Along the way, we've learned what truly matters to local businesses, and we're dedicated to offering benefits that bring real value and convenience to your business banking experience.
Introducing BaZing Biz benefits for our
one Business and
VIP Business checking accounts! Enjoy access to exclusive features that go beyond traditional banking perks. We will dive into BaZing Biz benefits in a few, but first let’s start by sharing the benefits of opening an FNBT business checking account.
Benefits of a First National Bank and Trust Business Checking Account
Our business checking accounts offer resources to help your business run smoothly, including helpful articles to learn how to
protect your business from fraud, give you pointers to understand the benefits of
cash management, and know the importance of
why you should have a business savings account. Plus, our business customers receive our quarterly Bank2Biz newsletter, which delivers tips and insights to help your business thrive.
In addition to the resources available, business checking account holders also have access to tools like free
Business Online Banking. This powerful suite of tools allows you to securely access your accounts anytime, anywhere. Check balances, make transfers, and set alerts to easily stay on top of your account activity. Also, all our business checking accounts are QuickBooks compatible for easy integration.
Contact a
First National Bank and Trust business banker to learn more and open an account.
What are BaZing Biz benefits?
Support your business with unique business banking solutions. These benefits go beyond standard banking features, providing essential resources that support your business. By offering an extra layer of support, BaZing Biz benefits help businesses operate more efficiently, cut costs, and safeguard their most valuable assets. They deliver practical, real-world advantages and are value-added perks that actually benefit business owners.
BaZing Biz benefits
Enjoy all these amazing benefits when you open a
one Business checking or VIP Business checking account!
Protect and Extend the Life of Your Business Purchases
As a business owner, you make essential purchases to keep your business running smoothly. From laptops and TVs to video cameras and Wi-Fi routers, each item serves a unique role based on your business's needs. While these purchases are vital to your operations, they can also be costly to replace if stolen or accidentally damaged.
That's where FNBT's
Buyer's Protection & Extended Warranty1,2 comes in. This benefit provides added peace of mind by protecting your business purchases and extending the manufacturer's warranty on eligible items purchased with your business checking account. In other words, simply using your business checking account for these essential purchases covers you and helps you avoid the stress and cost of unexpected expenses.
Create Legal Documents to Protect Your Business and Personal Assets
When you have valuable assets, having the proper legal documents to protect them is crucial. Unfortunately, creating these documents can be time-consuming, stressful, and confusing — often leading business owners to treat them as an afterthought. But with proper planning, especially if you have dependents or significant assets, you can save yourself and your loved ones from future complications.
Financial Wellness3, powered by Gentreo, helps you create state-specific, legally binding documents, such as a Will, Living Trust, Health Care Proxy, Power of Attorney, and Pet Power of Attorney. You can create these important documents for free and store them securely in a document vault, share access with those who need it, and update them anytime, anywhere. Plus, you'll receive notifications when laws change, ensuring your documents remain compliant. If you think you will be overwhelmed or don’t know where to start, you'll have access to coaching and guidance every step of the way.
Simplify Tax Season with Fast, Easy, and Secure E-Filing
Tax season can be stressful for a business owner since there are many documents to organize to complete your return, but it doesn't have to be. Instead of scrambling through confusing forms, you can file your federal tax return quickly and easily with
Tax Filing3. As a BaZing Biz member, you can file your personal or business federal return completely free!
Best of all, you can get your maximum federal refund deposited directly into your business checking account, giving you quicker access to the funds you need to keep your business running smoothly.
Cut Costs and Simplify Expenses with the Help of Negotiation Experts
Running a business comes with its fair share of monthly expenses, but what if you could cut down on your monthly payments?
Billshark for Business3 makes it easy by offering bill negotiation and subscription cancellation services to make sure you get the best deal and save money. Negotiation experts help you stop overpaying for services like waste management, telecom, document services, Saas subscriptions, and more and eliminate subscriptions you no longer need. Reduce costs, eliminate waste, and ensure every dollar you spend is used efficiently for your business.
Safeguard Your Business from Digital Threats and Attacks
In today's digital world, businesses are more vulnerable than ever to cyber-attacks and data breaches. Cyber-attacks can be very intimidating, especially when you are unfamiliar with the complexities of cyber threats. Suffering from an unexpected attack can be expensive, so protecting your business from these costly incidents is crucial. That's where
Cyber Liability Protection2 ($10,000 limit for
one Business; or $50,000 limit for
VIP Business Checking) and
Ransomware Threat Protection2 ($1,000 limit for
one Business; or $10,000 limit for
VIP Business Checking) come in — offering coverage to help you recover from an unexpected data breach or cyber-attack.
Cyber Liability Protection helps cover essential response expenses in the event of a data breach or cyber-attack. This includes legal fees, forensic analysis, and customer notifications to alert those affected by the breach. You're also covered for ransom payments in the unfortunate event of a ransomware attack. Beyond these immediate response costs, the protection extends to privacy liability claims, defense expenses, and potential regulatory fines and penalties — all within the total coverage limit.
Exclusive Fraud Protection for VIP Business Checking Account Holders
Fraud and identity theft can severely disrupt your business's operations and financial security. That's why VIP Business Checking account holders receive exclusive access to the
Business Fraud Protection Suite1,2,3 — a powerful set of tools and resources to safeguard your business from fraud.
Dealing with fraud and determining the next steps after an attack can feel daunting without proper support. This suite provides the protection, monitoring, and expert guidance you need to stay ahead of fraudsters and maintain control of your business.
Business Credit Monitoring, Score & Report
Protect your business credit with daily monitoring and real-time alerts. You'll be notified if any unusual activity occurs, such as credit inquiries, name or address changes, credit limit adjustments, or changes to your public legal data. You'll also receive alerts for changes to your business credit score, keeping you thoroughly informed of your financial standing.
Business Dark Web & Domain Monitoring
Fraudsters often operate in the hidden corners of the internet, but this benefit scans the dark web for any signs of your business's sensitive information. From your business name and domain to phone numbers, debit/credit cards, EIN, and more, this service notifies you immediately if any of your business's data appears in suspicious dark web activity.
Fully Managed Business ID Restoration
If your business is ever impacted by identity theft or fraud, you won't have to face it alone. A dedicated fraud specialist will guide you through every step of the restoration process — from managing paperwork to restoring your accounts. This hands-on support reduces stress and fully restores your business's financial security and legal standing.
Comprehensive Suite of Business Protection Tools
The
Business Fraud Protection Suite1,2,3 goes beyond standard monitoring and restoration. VIP Business Checking account holders also have access to additional support services, including:
- Business ID Restoration Pro: Full-service support to restore your business identity.
- Online Business Identity Vault™: Securely store sensitive business information in one safe place.
- Password Manager: Manage business passwords with a secure, centralized system.
- Personalized Identity Reports: Receive tailored insights and security recommendations.
- Business Security Self-Assessment: Identify potential vulnerabilities in your business's security.
- Breach Readiness Kit: Access step-by-step guidance to prepare for and respond to breaches.
- Discounted Employee Benefit & Breach Victim Services: Support services for employees affected by data breaches.
- Fully Managed Identity Restoration: Comprehensive support during the recovery process.
- 24/7 Live Support: Get help from a live agent anytime.
- Business Credit Suite: View your business credit score, access credit reports, and receive ongoing monitoring.
Fraud can happen anytime, and small businesses are often prime targets. The
Business Fraud Protection Suite1,2,3 equips you with the tools to protect, detect, and respond to threats before they cause significant harm to your business.
Simplified Payroll & Vendor Payments
Managing payroll and vendor payments can be time-consuming and tedious for any business. With BizPay, available to
one Business and VIP Business checking account holders, you can streamline your payment process and eliminate unnecessary stress. This essential tool allows you to easily make electronic payments so you can focus on growing your business, not managing paperwork.
Unlock Exclusive Benefits with Our Business Checking Accounts
Accessing these valuable perks is simple. Open a
one Business or VIP Business Checking account, and you gain the support you need to help your business thrive. Contact a
First National Bank and Trust commercial banker to learn more and open an account.
First National Bank and Trust Business Checking Accounts
Let’s look at our two business checking products that include BaZing Biz benefits.
one Business
Everything you need to keep on top of your bottom line while knowing your finances are secure. You can open your
one Business checking account with a
low minimum balance and have access to free online statements and full banking services, 70,000 surcharge-free ATMs worldwide at MoneyPass and Allpoint locations, and much more!
Explore the full benefits and features of the
one Business account and
contact a First National Bank and Trust business banker today to get started.
VIP Business
Are you a larger business and want to make your higher balance work for you? Our
VIP Business checking account is the perfect solution. Enjoy all our
one Business features and more while taking advantage of earning monthly interest on your balance when you open your VIP Business account.
The Best of All Worlds for Your Business
Whether big or small, or even just starting your business, First National Bank and Trust Business Checking accounts with BaZing Biz benefits offer our customers the most comprehensive package of benefits, features, and services that help your business succeed!
Open a First National Bank and Trust Business Checking with BaZing Biz Benefits Today!
We offer our
one Business and VIP Business Checking accounts for businesses of all sizes throughout Southern Wisconsin and Northern Illinois.
Contact us today to speak to one of our business banking specialists or visit us at one of our
convenient locations in Wisconsin, including Beloit, Argyle, Clinton, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, or in Illinois at Rockton, Roscoe, and Winnebago.
1 Subject to the terms and conditions detailed in the Guide to Benefits.
2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3 Requires additional activation to begin.BaZing or Gentreo are not a law firm or a substitute for a law firm or an attorney’s advice.