Investing In Self-Improvement

When you invest in self-improvement, you're choosing to make key plans and life changes that benefit you today and in the future. Our blog posts often seek to answer direct investment questions like Why should you pay for a retirement planner? or How do I begin investing? However, this post will focus on a different kind of investment, where you not only invest your dollars, but also your time and energy for a multifaceted payoff that goes beyond simply improving your financial well-being.

Benefits of Using A Mobile Wallet

A mobile wallet is a digital app that can store different cards. Use mobile wallet for debit cards, credit cards, gift cards, boarding passes and more. These days, our cellphones are used for so much more than talking and texting. In fact, some people run their whole lives, including businesses, straight from their smartphone!

Creating A College Savings Plan

Preparing for your child’s higher education can never begin too early. The earlier you start, the more options are available and the longer your money has to grow. Paying for college seems to get more expensive every year. If you have a child who you hope to send to college—either soon or down the road—you may have considered how you will afford to pay for their higher education.
 

Back to School Financial Checklist

For this post, we’ve come up with a few simple lessons for children of all ages that parents can teach, as well as specific action steps you can take as a parent to set them up on the path to financial success. While we’ve arranged them by grade level, feel free to shuffle them around or borrow ideas from other age groups if you feel you missed an important step or your child is ready for a more-advanced goal.

How Much Savings Should I Have for My Age?

You know the old adage that money doesn’t grow on trees: We can’t just pluck a few bills off the branches and spend frivolously, knowing more cash will grow right back. For most of us, money is a limited resource that takes us effort to earn. Once we earn it, it can take us even more effort to save it. So if you’ve been seeking answers to the question, “How much money should I have saved?” the response depends heavily on how old you are and what you’re saving for.