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Startup employees looking at graphs and charts analyzing their marketing strategy

Affordable Marketing Strategies for Startups

Running a startup is thrilling, but strategic planning is essential to attract customers without overspending. Focusing on effective and cost-efficient marketing techniques is an excellent way to build a loyal customer base eager to share your brand.
Woman putting coins in a jar next to stacks of coins

What is a CD Ladder and How to Build One

CDs typically offer higher interest rates than traditional savings accounts. See how you can make the most of those higher rates with CD laddering.
Tax spelled out on tax forms next to a calculator and a pen

How to Save Money on Your Taxes This Year

With another year of taxes to prepare for, it’s never too early, or too late, to start thinking about tax planning, getting your documents together, and talking to your accountant about possible deductions and savings you could be making on your 2023 tax returns.
Business owner calculating accounting statements

Basic Accounting Statements

Understanding financial statements is crucial for small business owners. Mastering essential accounting statements like income and cash flow can be challenging, but comprehending them ensures you stay on top of your company's performance.
Senior couple running into retirement on beautiful beach

How to Decide When to Retire

When do I retire? This is one of the most important decisions an individual will make in their lifetime. Having a spouse or partner can make the timing more involved with all of the different aspects of dual retirement. Here are some factors to consider when making this important decision.

by Steve Schou | FNBT Wealth Management Trust & Investments Officer

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