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What Do Business Construction Loans Cover?

Thinking about building or renovating your business space? Whether you're opening a new storefront or upgrading your current location, commercial construction projects require careful planning and the right financing. We’ll help break down what business construction loans are and how FNBT can help bring your vision to life.

FNBT Accounting Basics for Small Business Owners

Launching a small business means getting your finances in order from day one. This guide walks new entrepreneurs through the essential steps, including registering their business in Illinois or Wisconsin, setting up business bank accounts, choosing the right accounting method, and understanding federal and state tax requirements. Learn how to separate personal and business finances, select a fiscal year, and streamline your operations with tools like ACH services and remote deposits. With the right setup, you’ll be prepared to manage your money wisely and grow with confidence.
Power tools in action around a home built on coins, highlighting the value-boosting impact of renovations

10 Ways to Increase Your Home’s Value

Want to boost your home’s value before selling—or simply enjoy a better space now? This guide from First National Bank and Trust highlights 10 smart ways to increase your home's value, from affordable DIY upgrades to bigger renovation investments. Learn how to enhance curb appeal, upgrade to energy-efficient windows and doors, modernize your kitchen, add smart home technology, and more. Whether you’re preparing to sell or just improving your living space, these tips can help you get the most out of your home. Plus, explore financing options like home equity loans to make your projects happen.
three people discussing commercial real estate deal

Buying vs. Leasing Commercial Property – Navigating the Pros and Cons and How to Secure Funds

Growing your small business with a bigger or better location can make a world of difference. Discover the benefits of buying and how First National Bank and Trust can help.

Money Building Tips for Recent College Graduates

You’ve worked hard to earn your degree—now put that same effort into your financial future with these easy-to-follow tips! Start this next chapter on the right foot by making smart budgeting choices and financial decisions to set you up for success in your early career and beyond.

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