According to the American Association of Retired Persons (AARP)
, nearly 60% of all Americans are without a will or other essential legal documents. Many people think estate planning is reserved for the rich, but it’s in your best interest to plan for who you want to receive your stuff after you pass away. Without your own legal documents, most states will make that decision for you through their intestate laws. One of the easiest ways to make sure that all of your money goes where you want it to, is through current beneficiary designations on any account that allows this choice. Then a will can cover anything that you own that doesn’t have a beneficiary option.
An estate plan is designed to serve as a road map for dividing assets when you pass away and how you want to handle your things if you become unable to do it yourself. You’ve spent your entire life building your estate, no matter how big or small, and it’s in your best interest to decide how you want your assets distributed after you pass away.
Small business owners plan for the holiday season months in advance. From securing inventory to outlining sales strategies for their e-commerce site, preparing for the holiday season can be stressful … especially when it comes to keeping your customers’ information safe and private from cyberattacks.
Everyone is susceptible to cyberattacks, and the holiday season makes small businesses particularly vulnerable. Since small businesses have limited staff, small information technology (IT) departments, and often little money set aside for remediation, they’re often prey to cyber threats.
Luckily, there are steps you can take to protect your small business, keep your customers’ information safe, and improve cybersecurity for your small business.
Posted in: breach, business, cybersecurity, data, fraud, holiday, small