Historically low interest rates — which hovered under 3% in the last week of 2021 — have lots of homeowners wondering if they should refinance their home. And in fact, home refinance became increasingly popular last year as more Americans elected to stay in their current homes rather than enter a highly competitive home buying market. In the first half of 2021, there was a 33% increase in refinance activity compared to the first half of 2020. You may be asking yourself, “Should I refinance my home? And if I should, how do I refinance, and how much will it cost?” These are all smart questions to answer before you make your decision.
Cyberattacks cost American businesses and individuals billions of dollars in financial losses each year. In this blog, we’ll help you understand the cybersecurity threats you face and show you how to protect your business, employees, and customers from cyberattacks.
Regardless of whether or not your child needs incentive to get good grades, there are several positive results that can come from paying them when they do well in school.
About 1 in 3 Americans have a part-time job on top of their full-time 9-to-5 job. It’s so common there’s a slang term for it: side hustle. Of the Americans who have one, almost 80% of them want their side hustle to become their only job. In essence, these Americans want to become freelancers: people who work for themselves instead of someone else. If working for yourself sounds good to you, you might want to start by opening a business bank account.
From weight loss to time management to learning sign language, there’s a phone app out there to help you accomplish nearly anything. But how many apps on your phone can you say are helping you reach your goals on a daily basis? To help you get on track with your saving and budget goals, a free budget app may be just the guide you need. There are a lot of reputable budgeting apps available, and many of them are free (and FREE is great for someone on a budget).
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