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How Do Home Construction Loans Work?

Building a new house can be an exciting time. You’re preparing to customize your home to suit your needs exactly — maybe you’ve even been dreaming about this house for a long time. To help prepare you for financing a new build, we’ve outlined some key points of home construction loans, so you can move forward with more confidence.
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What You Need to Know About Home Equity Loans

A home equity loan is also known as a second mortgage. This type of loan applies to people who have paid off a substantial portion of their first mortgage. As a homeowner, you may borrow against your equity in your home. If you then use the funds to extend or substantially improve the home, the interest on the loan may be tax-deductible, according to the Tax Cuts and Jobs Act of 2017.

Is Now the Time to Buy a House in Beloit, Wisconsin?

For many people in Rock County and the surrounding areas, the answer is yes. Despite any economic uncertainty caused by the COVID-19 pandemic, the market for Beloit houses has remained strong, thanks in large part to low interest rates and a booming local job market that has brought more young families to the area.

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