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First National Bank and Trust (FNBT) is committed to maintaining robust privacy protections for its users. Our Online Privacy Practices sets forth our current privacy practices with regard to the information we collect when you, your computer, or other electronic devices interacts with our website at Our Online Privacy Practices are designed to help you understand which types of information we collect on our website and what we do with that information. These Online Privacy Practices are specific to the general use of this website only and do not address the collection and use of nonpublic personal information about individuals who obtain financial products or services from FNBT. Our policy regarding the privacy of consumer financial information is available in FNBT’s Privacy Policy.
We collect “Non-Personal Information” and “Personal Information”. Non-Personal Information includes information that cannot be used to personally identify you, such as anonymous usage data, general demographic information, referring/exit pages and URLs, platform types, preference you submit and preferences that are generated based on the data you submit and number of clicks. Personal Information includes your email address and other contact information you may submit to us through a form on our website.
To access our website, you do not need to submit any Personal Information. However, in an effort to improve your experience on our website, we track information provided to us by your browser when you view or use our website, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the website, the time and date of access, and other information that does not personally identify you. We track this information using cookies, or small text files which include an anonymous unique identifier. FNBT may use cookies to personalize or enhance your user experience. A cookie is a small text file that is placed on your hard disk by a web page server. Cookies don’t run programs. Cookies are uniquely assigned to you and can be read only by a web server in the domain that issued the cookie to you. We, as well as third-party vendors including Google, may use first-party cookies (such as the Google Analytics cookie) to inform, optimize and serve content based on your visit to our website.
You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you reject cookies by changing your browser settings, just be aware that this may disable some of the functionality of our website.
For website browsing and general visits, cookies are not mandatory. However, once you leave the public website (for instance, to log into online banking) your visit will require cookies.
Except as otherwise stated in this Online Privacy Practice, we do not sell, trade, rent or otherwise share for marketing purposes your Personal Information with third parties without your consent. We do share Personal Information with vendors who are performing services for FNBT, such as the servers for our email communications who are provided access to user’s email address for purposes of sending emails from us. Those vendors use your Personal Information only at our direction and in accordance with our Privacy Policy. In general, the Personal Information you provide to us is used to help us communicate with you. For example, we use Personal Information to contact users in response to questions, solicit feedback from users, provide technical support, and inform users about promotional offers.
In general, we use Non-Personal Information to help us improve the website, customize the user experience, and remarket to past visitors of our website. We strive to provide you with information about products and services you might find interesting and useful. The FNBT website ( uses a mix of tracking technologies. In our online advertising efforts, FNBT may use Google Analytics, Google AdWords, the Google Display Network and other third-party sites which place cookies on a browser across the FNBT website. This cookie placement helps us increase the website’s general effectiveness for visitors. We, along with third–party vendors, such as Google use first-party cookies (such as the Google Analytics cookie) to inform, optimize and serve FNBT advertisements across the Internet based on your past visits to our website. For information about how you can opt out of Google’s use of cookies or device identifiers, visit Google's Ads Settings. You may opt out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page or control the use of device identifiers by using device’s settings.
This Online Privacy Practice does not limit in any way our use or disclosure of Non-Personal Information and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers and other third parties at our discretion. If our information practices change at any time in the future, we will post the changes within this Online Privacy Practice. We suggest that you check periodically if you are concerned about how your information is used.
You have the right at any time to prevent us from contacting you for marketing purposes.  When we send a promotional email to a user, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail. Please note that notwithstanding the promotional preferences you indicate by either unsubscribing or opting out of promotional emails, we may continue to send you administrative emails including, for example, periodic updates to our Privacy Policy.
As part of the website, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Online Privacy Practice applies solely to information collected by us through Therefore, this Online Privacy Practice does not apply to your use of a third party website accessed by selecting a link on our website. We encourage our users to read the privacy statements of other websites before proceeding to use them.
FNBT reserves the right to change this Online Privacy Practice at any time.  We will notify you of significant changes to our Privacy Policy by sending a notice to the primary email address specified in your account or by placing a prominent notice on our site. Significant changes will go into effect 30 days following such notification. Non-material changes or clarifications will take effect immediately. You should periodically check the website and this privacy page for updates.
If you have any questions regarding FNBT’s Online Privacy Practices, please contact us by sending an email to
Last Updated: This Online Privacy Practice was last updated on July 19, 2019.