Money Market Accounts

Smart way to earn more on your savings while providing easy access to your money. With a First National Bank and Trust money market account, the more you save, the more you’ll earn with our tiered interest structure. Compare our two money market options below and pick the one that is right for you!

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Matrix Money Market

First Money Market

Open Now Open Now

Minimum opening balance

$10,000

$2,500

Tiered interest

6 interest yield levels

4 interest yield levels

Free online & mobile banking with eStatements

Yes

Yes

Unlimited deposits and in-person withdrawals

Yes

Yes

Free ATM card with access to surcharge-free ATMs through MoneyPass network

Yes

Yes

Monthly check images

Yes

Yes

6 free preauthorized or electronic withdrawals per month

Yes

Yes

Monthly service fee if daily balance falls below $2500

$8 $8