Certificates of Deposit

No surprises here! Fully insured and fixed rates make Certificates of Deposit (CDs) a safe investment choice. You pick the term, we lock the rate, and at maturity you'll have your initial investment plus a healthy return.

  • Favorable rates and terms
  • 3 month to 5 year maturity options
  • Full insurance even over FDIC limits with CDARS®
  • Interest may be transferred to any FNBT checking or savings account
  • Convenient automatic renewal
  • Deposits and withdrawals may be made during the 10 calendar days following maturity
  • Early withdrawal penalties
  • $1,000 minimum balance to open

Sound good?