Debit Mastercard®: The quick and easy way to pay
- Make purchases worldwide where Mastercard® is accepted
- Earn reward points for every purchase
- Widely accepted and convenient and safer than carrying cash
- 70,000 surcharge-free Allpoint and MoneyPass ATMs worldwide
- Zero Liability Protection
- Price Protection and Satisfaction Guarantee*
- Mastercard® Global Service and Airport Concierge*
- Same Day Debit Cards
Free Debit Mastercard® Rewards Program
This valuable, free program rewards you with points simply for using your FNBT Debit Mastercard and these points can be redeemed for merchandise or gifts.
A rewards account will automatically be created for you when you open a FNBT checking account, so you can start earning points immediately with your free debit card. And because your checking account is automatically linked to your rewards account, there's no need to enter any sensitive banking information when you set up your login information.
After you've created a login at bankatfirstnationalrewards.com you can view your points balance and redeem points in our Rewards Center at any time. We've made it that easy!
When you earn rewards points they will automatically be deposited into your rewards account each month. We'll also send you an email to notify you that new points have been added.
Easy Ways to Earn Points
- Use your FNBT personal Debit Mastercard®
- Refer friends or family to open a checking account with First National Bank and Trust
- Respond to special offers received in the mail
Redeem Your Points for Merchandise or Gifts
Sign into your rewards account at bankatfirstnationalrewards.com
to view your points balance and redeem points for merchandise or gifts. There are a wide range of prizes to choose from, so you can redeem a small amount of points more often, or accumulate points for bigger prizes. What's even better? Your items will be shipped to your doorstep, at no charge to you!
Manage your FNBT debit cards at the touch of a button. Get the mobile app that lets you control debit card usage and spending on the go. With CardValet®
, you can:
- Turn your debit card on and off
- Establish transaction controls for dollar amount limits, merchant categories and geographic locations
- Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
- Stay informed of potential fraud with alerts on attempted, declined transactions
Download the app for your Apple iOS or Google Android device and take control of your debit cards.
Instant Issue Debit Cards
If you’re in a pinch and need a debit card fast, we offer instant issue cards. As a bank that gives debit cards immediately, we don't make our customers wait to begin using their debit card. Stop by a branch location and leave with a new card in your hand.
- Have your debit card issued on the spot** at any of our branch locations
- Start making purchases right away
- Choose from 16 different designs (samples shown below)
- Accepted anywhere Mastercard® is accepted
*To file a claim or for more information about Mastercard benefits, contact Mastercard Assistance Center at 800.MC.ASSIST (800.633.4466). See the World Debit Mastercard® Guide to Benefits for complete details.
**Fee applies per instant issue debit card
Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from date of issuance. Points awarded per checking account. For ongoing card purchases – one point is awarded for every $100 spent with a signature transaction and one-half of a point is awarded for every $100 spent with a PIN transaction. Points awarded in relation to dollars spent subject to change without notice. Rewards Points vary by retailer. See www.bankatfirstnationalrewards.com for specific program terms.