Checking

Photograph of a couple biking

Your lifestyle determines what kind of checking account works for you. Whether you want an account that’s fully loaded or just the basics - the choice is yours. Nobody does checking better than FNBT. Select the account that sounds most like you. And if you’re unsure, we’re happy to help!


All FNBT personal checking accounts include:

  • Online Statements* & Check Images
  • Direct Deposit
  • 70,000 surcharge-free Allpoint and MoneyPass ATMs worldwide

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Features

one

Privilege Plus

Everyday

Teen

Renew**

The whole enchilada of checking The account for folks 55+ The account with all the banking power, without spending a dime The teen account for 16-17 year olds ready to start managing their own money The second chance for those with a less-than-perfect checking past
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Cell Phone Protection

Yes

Yes

-No

-No

-No

Identity Theft Aid

Yes

Yes

-No

-No

-No

Travel Protection

Yes

Yes

-No

-No

-No

Shopping, Dining & Travel Discounts

Yes

Yes

-No

-No

-No

Grocery Coupons

Yes

Yes

-No

-No

-No

Pharmacy, Vision & Hearing Discounts

Yes

Yes

-No

-No

-No

Earns Interest

Yes

Yes

-No

-No

-No

Foreign ATM Rebates

Yes2

Yes

-No

-No

-No

Privilege Plus Club Benefits

-No

Yes

-No

-No

-No

Discount on FNBT loan closing fees

Yes

Yes

-No

-No

-No

Bonuses on CD Rates

-No

Yes

-No

-No

-No

Overdraft Privilege

Yes Yes Yes -No -No

Minimum Balance to open

$25 $100 $25 $25

Monthly Service Charge

$5.95, or $4.95 for age 55+

$10,000 in total deposit balances to avoid $15 service charge

$0

$0

$7.95 with direct deposit, $9.95 without


*Paper statement fee of $2.00/month (excluding Privilege Plus checking) 
**One-time setup fee applies to Renew checking accounts