First National Bank and Trust in Winnebago, IL

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Home Loans


Personal Loans


Checking Account


About Our Winnebago Bank Location

Winnebago building photo

Winnebago IL Bank Hours

Monday 9:00 am - 5:00 pm
Tuesday 9:00 am - 5:00 pm
Wednesday 9:00 am - 5:00 pm
Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 5:30 pm
Saturday 9:00 am - 12:00 pm

Banking is about more than just savings and checking accounts. It’s about securing that home loan to purchase the house you’ve always wanted. It’s about managing your money for the future and planning for retirement. At First National Bank and Trust in Winnebago, IL, you can count on us to help you reach all your financial goals.

Winnebago Community Bank

FNBT provides financial solutions for Winnebago area residents and businesses.

  • Full Service Bank
  • Deposit Taking
  • Drive-Up
  • ATM
  • ATMs do not accept deposits

Family Owned, Local Bank Services Offered in Winnebago

Mortgage and Home Loan Options in Winnebago

Our team lives and works in Winnebago just like you. As members of the Winnebago community, we understand how much building the life you’ve always wanted means to you. That’s why we’re here to help you find the home loan options you need to make your dreams come true.

Renae Stevens headshot

Renae Stevens
AVP, Retail Branch Manager

Get to Know Your Local Winnebago, IL Bank

We invite you to stop in and introduce yourself to our friendly FNBT representatives and learn more about our services, including our Free Debit Card Rewards Program and our worldwide network of more than 70,000 surcharge-free Allpoint and MoneyPass ATMs.

Driving Directions

Find a bank near you by visiting First National Bank and Trust in Winnebago, IL. Located on the corner of N Elida St, across from Winnebago High School.

Upcoming Events and Community Sponsorships

May 18

Free Community Shred Event at Winnebago Branch | 500 North Elida Street, IL 61088 from 9:00 AM till 12:00 AM

Paper Recovery will be on hand to ensure secure destruction of paper documents containing personal information. 

The bank recommends shredding receipts, bank statements, and unused credit card offers as Sound Advice to prevent identity fraud. This free service will be limited to six boxes of shred per person to allow all community members a chance to have their personal documents shred.

August 10

Electronics Drive at Winnebago Branch | 500 North Elida Street, Winnebago, IL 61088 from 9:00 AM till 12:00 PM

First National Bank and Trust will be hosting a series of Free Electronic Recycling Drives in partnership with Goodwill Industries of Northern Illinois. 

Goodwill will have a mobile unit on-site to help community members securely dispose of electronic goods. This free service is open to all community members.