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Refer A Friend and You BOTH Earn Rewards!
It's easy! Tell your friends how much you like banking at First National Bank and Trust (FNBT), share your personal referral code with them, and you’ll both be rewarded! Each friend you refer that opens a new checking account with us will receive 300 points and you’ll receive 350 points!


Your friends can open a checking account that’s fully loaded or just the basics - the choice is theirs. Let them know that all FNBT personal checking accounts include:

With the free debit card included with all checking accounts, you and your friends can automatically earn reward points every time you use the card!

Earned points are mailed quarterly in the form of a certificate (or automatically deposited into a rewards account, if you’ve linked your checking account). You and your friends can redeem your points for merchandise in our Rewards center https://www.bankatfirstnationalrewards.com/Reward.

Earn 150 MORE rewards points when you create an online rewards account!

To REFER A FRIEND register at https://www.bankatfirstnationalrewards.com/InviteAFriend