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Give us a try. We'll treat you like family. 

Open your First National Bank checking account today!

Privilege Plus Checking

The account that rewards you for your relationship

Open Now
  • $100 opening deposit
  • Earns interest
  • Overdraft Privilege option
  • Cell Phone Protection1,2
  • ID Theft Aid1,2
  • ID Monitoring3
  • Roadside Assistance
  • $10,000 Travel Accidental Death Coverage2
  • Bonuses on CD Rates

Please view our Personal Account Fee Schedule for applicable fees.

one Checking

The account packed with valuable benefits to save you time and money

Open Now
  • $25 opening deposit
  • Earns interest
  • Overdraft Privilege option
  • Cell Phone Protection1,2
  • ID Theft Aid1,2
  • ID Monitoring3
  • Roadside Assistance
  • $10,000 Travel Accidental Death Coverage2

Please view our Personal Account Fee Schedule for applicable fees.

Standard Checking

The account with basic benefits

Open Now
  • $25 opening deposit
  • Overdraft Privilege option

Please view our Personal Account Fee Schedule for applicable fees.

With any FNBT personal checking account you’ll receive:


 


Reward points for simply using your FNBT debit Mastercard


Temporarily lock and unlock your FNBT debit card right from your mobile app


Customizable email and text alerts to help manage your money and keep your accounts safe


Mobile banking app with mobile check deposit and bill pay

Changed my perception about local banks! Examples of going the extra mile and personal service! Great team working there.

- Somy M.

This bank is amazing and wonderful.

- Valerie A.

If you're looking for a bank that's a little different, bank with us.

With nearly 140 years in the banking business, First National Bank and Trust is a local, family-focused community bank headquartered in Beloit, Wisconsin. We serve communities throughout Northern Illinois and Southern Wisconsin. From excellent customer service, to the best-in-class offerings, we treat our customers like family. As we see it, being involved is more than doing something nice for our neighbors- it’s our responsibility to help our community grow by supporting the economic well-being and quality of life for everybody.
 

Give us a try. We'll treat you like family.

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1Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. 
2Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
3Identity Monitoring requires additional enrollment on BaZing.com.