Merchant Services

Now more than ever customers expect convenient ways to pay. With end-to-end payment processing solutions from First National Bank and Trust, you’ll have the flexibility to accept payments online, in-store, and even on-the-go! No matter what type of business you’re in – retail, restaurant, healthcare, service, mail order, e-commerce – we have solutions you need to optimize your payment processing.

Tablet-based, end-to-end point of sale solution for your business

With talech business owners can take payments, accept tips, track orders, have real-time access data and reports, track and manage inventory, track employee performance and even host a loyalty program.
Learn More about talech

Accept Credit & Debit Card Payments

Our payment processing solutions help you improve cash flow, minimize collections risk, and better serve your customers, all while meeting stringent security standards to protect cardholder data.

  • Accept all major credit cards on one device with one provider
  • Customer service 24/7
  • Flexible payment options
With Converge, you can process payments from customers quickly and securely, whether in-person, online or on the go. And you can manage it all in one place - without a major investment of money or effort. Learn more about how Converge can help your business. 

Point-of-Sale (POS) Solutions

Payment Terminals
Stay compliant with the latest cardholder security standards with a broad range of dial, Internet-enabled, and wireless terminals and peripherals

Mobile Products
Transform virtually any mobile device or Smartphone into an affordable secure payment terminal. Leverage your existing mobile device and wireless carriers or connections to easily and affordably process credit and signature debit card transactions – anywhere, anytime.

Software & Internet Products
Turn any computer with an internet connection into a powerful processing solution for face-to-face and card-not-present transactions with a choice of secure hosted and distributed software solutions.

Offer a Loyalty Rewards Program to Your Customers 

Fanfare is a fully integrated, easy to use program that is designed for your business. It allows you to offer a loyalty reward program to retain and reward current customers, feature gift cards to attract new customers, and run promotions to market your business. Learn more>>

Offer Your Customers Gift Cards for Your Business

  • Increase revenue and attract new customers
  • Reduce fraud and labor associated with paper gift certificates
  • Select card design and processing features tailored to your business needs
  • Administration & reporting of daily transactions, outstanding gift card balances
  • Cardholders may check remaining balance via telephone

Choose from 3 Card Styles

Basic Cards
A pre-set card design that includes your business name, street address, and telephone number. Receive 100 cards with gift envelopes and a display rack in less than 5 business days.

Standard Cards
Choose from a selection of pre-designed cards and add a one-color logo, or up to 3 lines of text in your choice of font style and color. You’ll also receive gift envelopes and display rack.

Custom Cards
Design your own custom card. Cards may be ordered in quantities of 500 or more and every new order will include a display rack for each location.

Dynamic Currency Conversion (DCC)

  • Converts international Visa and MasterCard credit card purchases into the cardholder’s home currency at the point of sale
  • Rebates a portion of the conversion fee to your business
  • Entire conversion process is managed for you

All of our payment processing solutions are offered through Elavon and include dynamic reporting capabilities and 24/7 support.