Agricultural Loans

Homegrown, no-nonsense and practical. Our lenders are all of that and know the strong role agriculture plays in our communities. After all, five generations ago, our great-great-great-grandfathers helped plant the agricultural foundation in this community. That tradition continues to grow today. From small-family farms to large operations, and everything in-between, we’re ready to get down to business to help you thrive.

Come to FNBT for:

  • Operating Lines of Credit
  • Term Debt to Accommodate Equipment & Livestock
  • Ag Real Estate Loans
  • Trust services to assist you in the generational transfer of your farm

  • USDA Farm Service Agency (FSA) Farm Loan Preferred Lender
  • Competitive interest rates
  • Local decision-making & servicing
  • Long and short-term solutions
  • Easy online payments through online banking or SameDayPay*

*SameDayPay may be used to make electronic loan payments from a non-FNBT account. Payments can be made immediately, set up in advance, or scheduled for recurring payments. Transactions can be monitored online and payments made before 4:30pm CST M-F are credited to your loan the same day. There is a $7.50 fee for each payment made using SameDayPay.