Press Release


5-Star FNBT | Making a Difference in Your Neighborhood

Release date: 6/5/2019

Beloit, WI, June 5, 2019 – First National Bank and Trust has achieved another Superior 5-Star Rating from BauerFinancial, the Nation’s Premier Bank Rating Firm.

In the 30-plus years that Bauer has been analyzing banks, there has been a rise of increasingly complicated investments as well as growing regulation. Each has added another hurdle when it comes to earning a 5-Star Rating from Bauer, yet none have been a problem for First National Bank and Trust. Not only has the bank maintained safe capital levels, well in excess of what regulators require, First National Bank and Trust has been helping its neighbors and local businesses grow their community with prudent lending and innovative solutions – all without compromising its own financial health in the process.

“This is the beauty of community banking,” notes Karen Dorway, president of BauerFinancial. “The success of a community bank directly correlates to the success of the community it serves. Community banks don’t need exotic investment instruments to make money for their shareholders. They much prefer to invest in local businesses and reap the benefits along with their neighbors. This approach has served First National Bank and Trust very well as First National Bank and Trust has earned and maintained Bauer’s recommendation (5-Stars or 4-Stars) for 70 consecutive quarters.

First National Bank and Trust has been treating their customers and communities like family by building relationships and providing Sound Advice and personal solutions for its customers since 1882. Today, 137 years later, the bank is creating a better banking experience for customers through conveniently located offices throughout Northern Illinois and Southern Wisconsin, including locations in Beloit, Roscoe, Janesville, Monroe, Walworth, and the Stateline area.

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at bauerfinancial.com.

First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services, investment management, brokerage and insurance. We now serve nearly 30,000 households in 13 communities and 16 locations in Southern Wisconsin and Northern Illinois with assets of approximately $1.2 billion. We treat our customers, employees, shareholders and communities like family, with a goal of helping all our families succeed. Providing Sound Advice and delivering an exceptional experience has positioned First National Bank and Trust as a Stateline leader in the industry. For additional information, visit www.bankatfirstnational.com.

First National Bank and Trust: “Give us a try. We’ll treat you like family.”