Certificates of Deposit (CD’s)

Certificates of Deposit (CDs)

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No surprises here! Fully insured and fixed rates make Certificates of Deposit (CDs) a safe investment choice. You pick the term, we lock the rate, and at maturity you'll have your initial investment plus a healthy return.

Benefits & Features of CDs

  • Favorable rates and terms
  • 3 month to 5 year maturity options
  • Full insurance even over FDIC limits with CDARS®
  • Interest may be transferred to any FNBT checking or savings account
  • Convenient automatic renewal
  • Deposits and withdrawals may be made during the 10 calendar days following maturity
  • Early withdrawal penalties
  • $1,000 minimum balance to open

FNBT’s CD accounts are available throughout Southern Wisconsin and Northern Illinois. Contact us to open a CD or visit us at any of our convenient locations in Beloit, Clinton, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, WI and Rockton, Roscoe, and Winnebago, IL. 

Sound good?