Debit Mastercard®: The quick and easy way to pay
- Make purchases worldwide where Mastercard® is accepted
- Earn reward points for every purchase
- Widely accepted and convenient and safer than carrying cash
- 70,000 surcharge-free Allpoint and MoneyPass ATMs worldwide
- Zero Liability Protection
- Cellular Telephone Protection*
- ID Theft Protection
- Same-day - Instant Issue Debit Cards
Free Debit Mastercard® Rewards Program
This valuable, free program rewards you with points simply for using your FNBT Debit Mastercard and these points can be redeemed for merchandise or gifts.
A rewards account will automatically be created for you when you open a FNBT checking account, so you can start earning points immediately with your FREE debit card. Just create a login at bankatfirstnationalrewards.com to view your earned reward points and redeem them in our Rewards Center at any time. We've made it that easy!
We'll notify you via email when new points have been added to your rewards account. For faster and easier access to your points, simply link your rewards account to your checking account(s) through the eDeposit feature to take advantage of automatic depositing of your points into your rewards account. No entering your emailed certificate number into your account to deposit!
Easy Ways to Earn Points
- Use your FNBT personal Debit Mastercard®
- Refer friends or family to open a checking account with First National Bank and Trust
- Respond to special offers received in the mail
Redeem Your Points for Merchandise or Gifts
Sign into your rewards account at bankatfirstnationalrewards.com
and redeem points for merchandise or gifts. There are a wide range of prizes to choose from, so you can redeem a small amount of points more often, or accumulate points for bigger prizes. What's even better? Your items will be shipped to your doorstep, at no charge to you!
Card on File Benefit
You can add and save your Debit Mastercard information as the preferred payment option when shopping online with merchants such as Amazon, Walmart, Etsy, DoorDash, CVS, Home Shopping Network (HSN), and Lyft. This benefit is free and transactions are easy:
- No forms/billing information to fill out
- No need to type in card number (it's already there)
- Easy and quick online checkouts
Manage your FNBT debit cards at the touch of a button. Get the mobile app that lets you control debit card usage and spending on the go. With CardValet®, you can:
- Turn your debit card on and off
- Establish transaction controls for dollar amount limits, merchant categories and geographic locations
- Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
- Stay informed of potential fraud with alerts on attempted, declined transactions
Download the app for your Apple iOS or Google Android device and take control of your debit cards.
Instant Issue Debit Cards
If you’re in a pinch and need a debit card fast, we offer instant issue cards. We don't make our customers wait to begin using their debit card! Stop by a branch location and leave with a new card in your hand.
- Have your debit card issued on the spot** at any of our branch locations
- Start making purchases right away and earning rewards points
- Currently choose from 7 different designs (samples shown to the right)
- Accepted anywhere Mastercard® is accepted
- NEW Instant Issue Cards & Designs
To activate your new debit card by phone
*To file a claim or for more information about Mastercard benefits, contact Mastercard Assistance Center at 800.MC.ASSIST (800.633.4466). See the World Debit Mastercard® Guide to Benefits for complete details.
Rewards in program valued from 100 to 100,000 points. Rewards subject to change without notice and program may be terminated at any time. Points valid for 2 years from date of issuance. Points awarded per checking account. For ongoing card purchases – one point is awarded for every $100 spent with a signature transaction and one-half of a point is awarded for every $100 spent with a PIN transaction. Points awarded in relation to dollars spent subject to change without notice. Rewards Points vary by retailer. See www.bankatfirstnationalrewards.com for specific program terms.