Health Savings Account (HSA)

Health Savings Account (HSA)

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An easy, tax-advantaged way for you and your employees to prepare for and manage medical expenses. Improve your company’s benefits package, increase employee satisfaction, and reduce your expenses by offering a Health Savings Account (HSA) to your employees.

Benefits & Features of Employee HSAs


  • Tax-deductible contributions, up to the annual contribution limit
  • Tax-free earnings and withdrawals for qualified medical expenses
  • Funds remain in HSA from year to year
  • HSA account stays with employees even if they change jobs


  • HSA is owned and maintained by each individual
  • Optional choice of contributing to employee HSA accounts as an added benefit

FNBT offers Health Savings accounts to businesses in Southern Wisconsin and Northern Illinois. To set up an HSA plan for your employees, contact us online or visit any of our convenient locations in Beloit, Clinton, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, WI and Rockton, Roscoe, and Winnebago, IL.

*$10.00 monthly service fee if daily balance falls below $2,500