Press Release

FNBT Earns BauerFinancial 5-Star Rating

Release date: 12/28/2017

Beloit, WI, December 28, 2017 - First National Bank and Trust Company (FNBT) is proud to announce that it has secured a 5-Star rating from BauerFinancial, the Nation’s Premier Bank Rating Firm. A five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more. FNBT has earned Bauer’s Recommendation (5-Stars or 4-Stars) for 64 consecutive quarters.

5-star-logo-JAN-2018“Because community banks put their focus on local people and small businesses, they are perfectly positioned to provide the specialized support that is unique to their area,” acknowledges Karen L. Dorway, president of BauerFinancial. “Community banks, like First National Bank and Trust, promote local growth by investing back into the same neighborhoods that their deposits come from. By fostering these local relationships, they achieve two goals: they are highly capitalized and they are accountable to their customers.”

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at

Established in 1882, First National Bank and Trust is a family-owned, community bank headquartered in Beloit, Wisconsin and has been reinvesting in its local communities for 135 years. It currently operates 16 conveniently located offices throughout Northern Illinois and Southern Wisconsin including locations in Beloit, Roscoe, Janesville, Monroe, Walworth, and the Stateline area, with assets of approximately $1.2 billion. Commitment to full service banking, investments, asset management, exceptional service, and Sound Advice has positioned First National Bank and Trust Company as a Stateline leader in the industry. For additional information, visit Member of the FDIC and an Equal Housing Lender.