Press Release

FNBT Earns 5-Star Rating from BauerFinancial

Release date: 4/9/2018

Beloit, WI – First National Bank and Trust (FNBT) is proud to announce that it has once again secured the highest 5-Star rating from BauerFinancial, a bank rating firm out of Coral Gables, Florida. A five-star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more.

5-Star Logo March 2018“A lot of things have changed since the Great Recession,” reflects Karen L. Dorway, president of BauerFinancial. “Technology, in particular, has changed the way many people bank, but it will never replace a bank’s knowledge of its customers. Community banks like First National Bank and Trust have the upper hand on that. Through personal interaction, they can meet their customers’ needs today while anticipating them for tomorrow.”

First National Bank and Trust has been growing alongside its customers for 136 years. Today it operates 16 conveniently located offices, including locations in Beloit, Roscoe, Janesville, Monroe, Walworth and the Stateline area.

About BauerFinancial:
BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at

About First National Bank and Trust:
First National Bank and Trust Company is a family-owned, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust Company now serves nearly 30,000 households in 13 communities and 16 locations in Southern Wisconsin and Northern Illinois with assets of approximately $1.2 billion.  Commitment to full service banking, investments, asset management, exceptional service, and Sound Advice has positioned First National Bank and Trust Company as a Stateline leader in the industry. For additional information, visit