Press Release

First National Bank and Trust Earns Bauer’s Elite 5-Star Rating

Release date: 9/21/2015

Beloit, WI - First National Bank and Trust Company (FNBT) proudly announces it has once again earned BauerFinancial, Inc.’s highest (5-Star) rating for strength and stability. 

5 star logo-SEPT 2015This coveted rating puts FNBT in an elite category as one of the strongest banks in the nation, excelling in such areas as capital, loan quality, profitability and more. FNBT has earned this highest 5-Star Superior rating for the most recent 17 quarters.
“We don’t have to tell you how difficult it has been for the banking industry these past eight years, but First National Bank and Trust has not only survived, it has thrived.” remarks Karen L. Dorway, president of the rating firm. “Being able to maintain the highest level of financial performance, even in the most difficult of environments, First National Bank and Trust was able to stay customer-focused while others were trying to stay afloat. First National Bank and Trust deserves this commendation.”
BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Consumers may obtain free star-ratings by visiting

First National Bank and Trust Company is a family-owned, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust Company now serves more than 27,000 households in 9 communities and 12 locations in Southern Wisconsin and Northern Illinois with assets of approximately $820 million. Commitment to full service banking, investments, asset management, exceptional service, and Sound Advice has positioned First National Bank and Trust Company as a Stateline leader in the industry. For additional information, visit