Press Release

Relationship Banking at its Best

Release date: 12/6/2018

Beloit, WI – BauerFinancial, Inc., the Nation’s Premier Bank Rating Firm, is pleased to announce that First National Bank and Trust, Beloit, Wisconsin has once again been awarded its highest (5-Star) rating for financial strength and stability. Earning a 5-Star rating indicates the bank excels in areas of capital adequacy, profitability, asset quality and much more. First National Bank and Trust has earned and maintained Bauer’s recommendation (5-Stars or 4-Stars) for 68 consecutive quarters.

5-star-logo-DEC-2018“First National Bank and Trust’s ability to excel and consistently deliver a stellar financial performance, is a true testament to its values and dedication,” remarks Karen Dorway, president of BauerFinancial. “Through an unwavering commitment to its customers and personal relationships, First National Bank and Trust has distinguished itself as one of the strongest banks in the nation.”

First National Bank and Trust has been building relationships and providing Sound Advice and personal solutions for its customers since 1882. Today, after 136 years, it is creating a better banking experience for customers through conveniently located offices throughout Northern Illinois and Southern Wisconsin, including locations in Beloit, Roscoe, Janesville, Monroe, Walworth, and the Stateline area.

About BauerFinancial:
BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available for free at

About First National Bank and Trust:
First National Bank and Trust Company is a family-owned, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust Company now serves nearly 30,000 households in 13 communities and 16 locations in Southern Wisconsin and Northern Illinois with assets of approximately $1.1 billion.  Commitment to full service banking, investments, asset management, exceptional service, and Sound Advice has positioned First National Bank and Trust Company as a Stateline leader in the industry. For additional information, visit