Press Release

FNBT Earns 5-Star Rating as Top Performer

Release date: 3/22/2017

Beloit, WI – First National Bank and Trust proudly announces it is a top performer, earning a coveted 5-Star rating from BauerFinancial, the Nation’s Premier Bank Rating Firm. A five-star rating indicates that the bank excels in areas of capital adequacy, profitability, asset quality and much more.

Image of 5-star logo March 2017“First National Bank and Trust is a prime example of a community bank excelling at what a community bank was meant to do,” explains Karen L. Dorway, president of BauerFinancial. “It employs locally, thereby having the same personal investment in the community as its customers; it makes decisions locally, often for neighbors and friends; and it focuses on quality as opposed to quantity. That focus has paid off for both First National Bank and Trust and for its community.”

First National Bank and Trust was established in 1882 and has been providing Sound Advice and quality banking services to its neighbors and friends ever since. Today, after 135 years, it now serves nearly 30,000 households in 13 communities through 16 conveniently located offices throughout Northern Illinois and Southern Wisconsin, including locations in Beloit, Roscoe, Janesville, Monroe, Walworth, and the Stateline area, with assets of approximately $1.2 billion. Commitment to full service banking, investments, asset management, exceptional service, and Sound Advice has positioned First National Bank and Trust Company as a Stateline leader in the industry. For additional information, visit Member of the FDIC and an Equal Housing Lender.

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and bank rating and research firm, has been reporting on and analyzing the performance of U.S. banks and banks since 1983. No institution can pay for or opt out of a BauerFinancial rating. Star-ratings are all available free at