Press Release

5-Star FNBT Forging Community Partnerships for over 130 Years

Release date: 3/23/2016

Beloit, WI – First National Bank and Trust (FNBT) is honored to announce it has once again earned BauerFinancial Inc.’s highest 5-Star Superior rating. A 5-Star rating indicates that FNBT is one of the strongest banks in the nation, excelling in such areas as capital, loan quality, profitability and much more. What’s more, FNBT has earned this highest rating for 19 consecutive quarters. 

5-Star Logo March 2016Karen L. Dorway, president of BauerFinancial, recognizes that “As market conditions continue to change, banking institutions must be adept enough to evolve with them. With First National Bank and Trust’s stellar financial condition and track record, we have no doubt in its ability to do so. The community is privileged to have such a strong financial partner in its midst.” 

BAUERFINANCIAL, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution can pay for or opt out of a BauerFinancial rating. Consumers may obtain free star-ratings by visiting

First National Bank and Trust Company is a family-owned, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust Company now serves more than 27,000 households in 9 communities and 12 locations in Southern Wisconsin and Northern Illinois with assets of approximately $820 million. Commitment to full service banking, investments, asset management, exceptional service, and Sound Advice has positioned First National Bank and Trust Company as a Stateline leader in the industry. For additional information, visit