Investment Management

Investment Management

The Investment Philosophy of First National Investment Management is to build wealth over the long term with a balance of capital appreciation and safety of principal. This, along with a complete understanding of client need and dedication to only the highest standards of fiduciary conduct and investment principles, forms the foundation from which all investment management decisions are made.


Now more than ever you need to be sure that your money is invested in high quality products and at your risk level. The experts at First National Bank and Trust Company listen to and analyze your financial objectives and goals. We then work with you to determine your risk tolerance, investment time horizon, and income needs in order to develop an appropriate asset allocation. Our investment decisions are based solely on your risk tolerance and the potential for returns.


Our Investment Policy Committee reviews investment research and makes recommendations weekly based on financial and market conditions. We utilize outside resources for additional research and counsel regarding mutual funds and individual stocks. We are actively managing your portfolio. Not just "checking in" once a quarter.