Trust & Estate Services
Trust Services
One priority. One focus. One goal for over seventy years. At First National Bank and Trust Company, we have never lost sight of the fact that we exist for one reason— to work hard on behalf of the clients we are privileged to serve.
Trusts can accomplish most estate and financial-planning objectives. However, when you structure a trust, you should be aware that it is only as effective as the trustee who administers it. That's why it makes sense to turn to the experts - the professionals at First National Bank and Trust Company.
We can provide:
- Objectivity - in following your trust instructions. A job that may be difficult for a friend or family member trustee
- Experience - from years of managing trusts on a daily basis
- Investment Expertise - in both recommending an investment strategy to fit your needs and high quality investment choices
- Cost Efficiency - with reasonable trust fees. Our compensation is based on how much the assets are worth, so our motivation is the same as yours - to grow the assets
- Permanence - Unlike individuals, a corporate trustee will not become ill or die, go on vacation, or become distracted by personal concerns. We will administer your trust for as long as it endures
- Peace of Mind - knowing you have selected an objective expert to manage your assets
Investment Management
The investment philosophy of First National Investment Management is to build wealth over the long term with a balance of capital appreciation and safety of principal. This, along with a complete understanding of client need and dedication to only the highest standards of fiduciary conduct and investment principles, form the foundation from which all investment management decisions are made.
Now more than ever you need to be sure that your money is invested in high quality products and at your risk level. The experts at First National Bank and Trust Company listen to and analyze your financial objectives and goals. We then work with you to determine your risk tolerance, investment time horizon, and income needs in order to develop an appropriate asset allocation. Our investment decisions are based solely on your risk tolerance and the potential for returns.
Our Investment Policy Committee reviews investment research and makes recommendations weekly based on financial and market conditions. We utilize outside resources for additional research and counsel regarding mutual funds and individual stocks. We are actively managing your portfolio. Not just "checking in" once a quarter.
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*For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither PRIMEVEST nor any of its representatives may give legal or tax advice.
