We post our rates as a convenience to our customers in making financial decisions.  Realize that rates are subject to change without notice.  Feel free to use our Financial Calculators to weigh your options and contact us with questions or to open an account.

Rates last updated on 08/22/08

Account Term	Interest Rate / APY	Minimum to Obtain APY	Compounding/Crediting Frequency	Minimum Deposit to Open
3 Month CD	1.65% ~ 1.66%	$1,000	Monthly	$1,000
6 Month CD	2.09% ~ 2.11%	$1,000	Monthly	$1,000
1 Year CD	2.14% ~ 2.16%	$1,000	Monthly	$1,000
18 Month CD	2.14% ~ 2.16%	$1,000	Monthly	$1,000
2 Year CD	2.29% ~ 2.31%	$1,000	Monthly	$1,000
30 Month CD	2.42% ~ 2.45%	$1,000	Monthly	$1,000
3 Year CD	2.49% ~ 2.52%	$1,000	Monthly	$1,000
4 Year CD	4.17% ~ 4.25%	$1,000	Monthly	$1,000
5 Year CD	4.65% ~ 4.75%	$1,000	Monthly	$1,000

CD Specials
Account Term	Interest Rate / APY	Minimum to Obtain APY	Compounding/Crediting Frequency	Minimum Deposit to Open
18 Month CD	2.96% ~ 3.00%	$10,000 to $24,999.99	Monthly	$10,000
	3.05% ~ 3.09%	$25,000 to $49,999.99	Monthly	$25,000
	3.19% ~ 3.24%	$50,000 and over	Monthly	$50,000
Options CD (36 Months)	4.02% ~ 4.10%	$5,000	Monthly	$5,000

You must maintain a minimum daily balance of $1000 to obtain the disclosed APY. A penalty may be imposed for early withdrawal.